The rapid growth of the crypto ecosystem pres-ents new opportunities. Technological innovation is ushering in a new era that makes payments and other financial services cheaper, faster, more accessible, and allows them to flow across borders swiftly. Crypto asset technologies have potential as a tool for faster and cheaper cross-border payments. Bank deposits can be transformed to stablecoins that allow instant access to a vast array of financial products from digital platforms and allow instant currency conversion. Decentralized finance could become a platform for more innovative, inclusive, and transparent financial services.
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