With real estate prices at their lowest in years and the economy poised for a rebound, it’s an opportune time to invest in commercial real estate. But credit and financing issues can still pose challenges that prospective borrowers must overcome in order to get the money and mortgage terms they need. Commercial Mortgages 101 is a step-by-step guide for both real estate investors and mortgage brokers, offering insight, practical tools and a thorough overview of commercial mortgage underwriting and credit analysis. Readers will learn how to: Think and speak like a commercial real estate lender • Quickly size and under write a basic commercial real estate loan • Prepare a personal cash flow statement and calculate true net worth and liquidity • Read and interpret a lender’s preliminary loan proposal • Create a Schedule of Real Estate Owned • Prepare a persuasive and professional loan request package • Choose the right form of ownership (including LP, LLC, Co-tenancy and others) • And more Both thorough and timely, Commercial Mortgages 101 reveals what readers need to ensure their loans are approved.

随着房地产价格处于多年来的最低水平，经济即将反弹，现在正是投资商业房地产的好时机。但信贷和融资问题仍然可能带来挑战，潜在借款人必须克服这些挑战，才能获得所需的资金和抵押贷款条件。《商业抵押贷款101》是一本针对房地产投资者和抵押贷款经纪人的循序渐进的指南，提供洞察、实用工具以及商业抵押贷款承销和信用分析的全面概述。读者将学习如何：像商业房地产贷款人一样思考和说话•快速计算和撰写基本商业房地产贷款•编制个人现金流量表并计算真实净值和流动性•阅读和解释贷款人的初步贷款方案•创建拥有房地产的时间表•准备一份有说服力的专业贷款申请包•选择正确的所有权形式（包括LP、LLC、共同租赁和其他形式）•更全面、更及时的《商业抵押贷款101》揭示了读者需要什么来确保其贷款获得批准。